Raise The Credit of yours in 72 Hours without the need of one single cent. In order to “Raise Your Credit” you don’t need to pay anyone. All you have to do to RAISE YOUR CREDIT SCORE gratis is the following steps. Here’s how you can Raise The Credit Score of yours.
If you want to Raise Your Credit Score without spending some money then first you have to recognize the way Credit Scores are calculated. There are a number of factors here, but we’ll be focusing on one of the Main Factors, which is, the fraction of “credit” that you are using against the amount that’s available to you.
Ex. If you have a $100 limit on a charge card and you’ve a $ninety balance, then you are using ninety % of the credit that exists to you. Now if you have any “tradelines” that are Maxed Out, or even around it, you then could Raise You Credit Score by twenty, thirty, 50+ points by getting that percentage down under “50%” of the limit (even just one credit card will give Raise Your Credit Greatly).
There are two ways to do this…
1. Pay down the balance so you would be “below” fifty % of the limit.
2. Or even to do this free of charge, then all you’ve to do, is call the Creditor that you have a maxed out Debt with as well as ask them for a “Credit Limit Increase”.
Using the example from above, if that limit was raised to $200, then you definitely will be below the fifty % mark without having to build one single payment.
Today lets talk about getting this updated within 72 hours.
To do this we need to do a “Rapid Re-score” which can be done by any Loan Officer you go to for a loan or even Credit Agency. But in case you’re applying for a Mortgage/Loan and then let your Loan Officer handle this since the business will more than likely be happy to spend on this (since it improves the odds of yours of getting approved).
Here’s an extremely important tip…
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When you call to look for a “Raise Your Credit Limit” or even a payment is made by you, you must tell the representative that you speak to that you need a Letter (on their letterhead) with your name, account number and you also want it faxed to you ASAP. We do this as we need proof to send to the LO or Credit Agency so they are able to have documentation with the info that should be updated (which would be the balance). And if you do this, you are going to Raise You Credit within seventy two hours.